Monad APY · legal
Terms of Service
Last updated: 2026-07-30
What this site is
Monad APY is an information site about Monad (chain id 143). It lists yield opportunities, scores them for risk, compares swap prices across protocols, indexes the app ecosystem, shows the chain as it is being produced, and can read back what a wallet already holds or has done. It does not execute anything. We never custody funds, never hold private keys, and never submit a transaction on your behalf. Every action that moves money happens on a third-party app, after you leave this site.
No financial advice
Nothing here is investment, tax, legal, or financial advice. That includes the risk scores, the rankings, and any figure labelled best. They are the output of a formula applied to public data, not a recommendation, and they cannot account for your situation. Do your own research before using any protocol.
Prices and quotes
The price comparison asks each protocol what it would return for the size you typed and shows the answers side by side. Those answers are a snapshot. They are re-taken roughly every thirty seconds, and measured against real market movement the order can change inside a minute, so the panel prints how old its numbers are and you should read them as an estimate rather than a price you are being offered.
A quote includes that protocol's fee and the price impact of your size. It does not include gas, the slippage you will actually accept, or anything the protocol changes between our reading and your trade. A protocol's own screen is the only figure that binds it, and it will rarely match ours to the last digit.
The swap buttons open a third-party application with the pair, and sometimes the amount, filled in. They do not execute a trade. Check every field on the destination before you sign anything.
No guarantees
APR, TVL, prices and quotes can be stale, incorrect, or misreported by the sources they come from, and some change every block. Sources go down, contracts get deployed and abandoned, and a pool that answers a reading today may revert tomorrow. We provide everything "as-is" without warranty of accuracy, completeness, or fitness for any purpose.
The same applies to the chain page. Blocks, validators, gas and RPC health are read live from public nodes, which lag, disagree with each other and go down. Read it as a view of the chain, not as a settlement record, and never as confirmation that a transaction of yours landed.
Third parties
Every protocol, app, and post shown here belongs to someone else. Being listed, ranked, quoted, or linked is not an endorsement, an audit, or a claim that a project is safe. Ecosystem entries and news posts are collected from public sources and reproduce their authors' content. We do not control any of it and are not responsible for losses incurred using it. Every DeFi protocol carries smart contract, oracle, and economic risk.
Connecting a wallet
Browsing needs no wallet. If you connect one, it is used to read public balances and positions and to sign a Sign-In with Ethereum message, which authenticates you and moves no funds. We will never ask you to sign a transaction, approve a token, or enter a seed phrase. If this site ever appears to ask for one of those, it is not us.
The passport is public
Creating a passport publishes something. Your address, your score, the protocols you have used and the badges you earned go on the leaderboard, which anyone can read without connecting anything, and the share card renders the same figures as an image. All of it is drawn from public on-chain activity, so none of it is a secret we are revealing, but it is assembled in one place under your address and that is worth knowing before you generate one. Ask us and we will remove it.
The onboarding MON
Bridge at least $10 to Monad for the first time and we send 5 MON for gas, so that a wallet arriving with assets and no native token can actually move. It is a courtesy to get you started, not a reward, not a yield, and not something you are owed for using the site.
One claim per wallet and one per bridge transaction, with a daily limit per network address to keep a single person from farming it across wallets. We fund it ourselves out of a small hot wallet, so it runs while there is something in it and stops when there is not. The amount, the eligibility rules and the offer itself can change or end at any time, without notice, and a claim that fails for any reason does not entitle you to a replacement.
Acceptable use
Don't scrape our endpoints abusively, don't attempt to compromise the service, and don't use it to facilitate illegal activity. Endpoints are rate-limited, and we may block clients that violate these terms.
Changes
We may update these terms. Material changes will be announced on the site.