Lending APR on Monad

Lending markets pay you interest on assets you supply (USDC, AUSD, WMON, WBTC, WETH, MON LSTs). The rate is set by demand from borrowers and adjusts in real time. Some markets layer a Merkl / protocol-revenue boost on top of the lending interest.

This page tracks every supply-side market across the major Monad money-market protocols: Aave (the largest DeFi money market, live on Monad), Morpho Blue (curated vaults), Curvance (multi-collateral markets), Neverland (Monad-native lending), Euler V2 (modular vaults), Folks Finance (xchain), and Monad-native vaults like Sherpa Earn and MU Digital. Net APR shown combines the base lending yield with reward / boost programs.

Risk score (out of 10) factors in protocol audits, asset tier, yield sustainability, and pool depth, so a 12% sustainable USDC lending market ranks above a 60% emissions-driven one with thin TVL. Click any row to deposit on the protocol's own site.